Consumer Insurance Fraud/Abuse as Co-creation and Co-responsibility: A New Paradigm

Insurance fraud and abuse—international concerns—are inherent in the proposition of insurance and prevalent in insurer–insured interactions. While the subject of considerable industry and regulatory attention, this little-researched area of consumer behavior and consumer ethics represents persistent...

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Detalhes bibliográficos
Authors: Lesch, William C. (Author) ; Brinkmann, Johannes (Author)
Tipo de documento: Recurso Electrónico Artigo
Idioma:Inglês
Verificar disponibilidade: HBZ Gateway
Interlibrary Loan:Interlibrary Loan for the Fachinformationsdienste (Specialized Information Services in Germany)
Publicado em: 2011
Em: Journal of business ethics
Ano: 2011, Volume: 103, Número: 1, Páginas: 17-32
Outras palavras-chave:B Insurance abuse
B Co-creation
B insurance fraud
B Co-responsibility
Acesso em linha: Volltext (lizenzpflichtig)
Descrição
Resumo:Insurance fraud and abuse—international concerns—are inherent in the proposition of insurance and prevalent in insurer–insured interactions. While the subject of considerable industry and regulatory attention, this little-researched area of consumer behavior and consumer ethics represents persistent social policy questions and problems at multiple levels. This article addresses the issue by first defining insurance fraud and its origins in contract, as well as consumer- and insurer-management. The authors conclude by re-envisioning the problem as one of co-creation by the consumer-insured and insurer personnel, proposing a framework for its study and resolution.
ISSN:1573-0697
Obras secundárias:Enthalten in: Journal of business ethics
Persistent identifiers:DOI: 10.1007/s10551-012-1226-5