A contractarian approach to actuarial fairness
We defend, from a contractarian perspective, that the fair price of an insurance policy is the amount that the contracting parties agree when they are both equally uncertain about the insured event. Drawing on the approach developed by R. Sugden in The Community of Advantage, we answer two standard...
| Authors: | ; ; |
|---|---|
| Tipo de documento: | Recurso Electrónico Artigo |
| Idioma: | Inglês |
| Verificar disponibilidade: | HBZ Gateway |
| Interlibrary Loan: | Interlibrary Loan for the Fachinformationsdienste (Specialized Information Services in Germany) |
| Publicado em: |
2025
|
| Em: |
Journal of business ethics
Ano: 2025, Volume: 196, Número: 3, Páginas: 555-564 |
| Outras palavras-chave: | B
Contractarianism
B Aufsatz in Zeitschrift B Risk B Actuarial fairness |
| Acesso em linha: |
Volltext (lizenzpflichtig) Volltext (lizenzpflichtig) |
MARC
| LEADER | 00000caa a2200000 c 4500 | ||
|---|---|---|---|
| 001 | 1916142001 | ||
| 003 | DE-627 | ||
| 005 | 20250505161236.0 | ||
| 007 | cr uuu---uuuuu | ||
| 008 | 250203s2025 xx |||||o 00| ||eng c | ||
| 024 | 7 | |a 10.1007/s10551-023-05602-x |2 doi | |
| 035 | |a (DE-627)1916142001 | ||
| 035 | |a (DE-599)KXP1916142001 | ||
| 040 | |a DE-627 |b ger |c DE-627 |e rda | ||
| 041 | |a eng | ||
| 084 | |a 1 |2 ssgn | ||
| 100 | 1 | |e VerfasserIn |0 (DE-588)1036098834 |0 (DE-627)749653108 |0 (DE-576)383620074 |4 aut |a Heras, Antonio | |
| 109 | |a Heras, Antonio |a Heras, Antonio J. | ||
| 245 | 1 | 2 | |a A contractarian approach to actuarial fairness |c Antonio J. Heras, Pierre-Charles Pradier, David Teira |
| 264 | 1 | |c 2025 | |
| 336 | |a Text |b txt |2 rdacontent | ||
| 337 | |a Computermedien |b c |2 rdamedia | ||
| 338 | |a Online-Ressource |b cr |2 rdacarrier | ||
| 520 | |a We defend, from a contractarian perspective, that the fair price of an insurance policy is the amount that the contracting parties agree when they are both equally uncertain about the insured event. Drawing on the approach developed by R. Sugden in The Community of Advantage, we answer two standard objections raised against contractarianism in the actuarial sciences: (1) people are not wise enough to assess their actuarial risks; (2) they are not rational enough to decide which insurance policy suits them better. We show under which circumstances people can make fair actuarial agreements, without presupposing any objective risk or rationality benchmarks. | ||
| 650 | 4 | |a Actuarial fairness | |
| 650 | 4 | |a Contractarianism | |
| 650 | 4 | |a Risk | |
| 655 | 4 | |0 (DE-206)49 |a Aufsatz in Zeitschrift |5 DE-206 | |
| 700 | 1 | |e VerfasserIn |0 (DE-588)17161562X |0 (DE-627)061837229 |0 (DE-576)132396718 |4 aut |a Pradier, Pierre-Charles | |
| 700 | 1 | |e VerfasserIn |0 (DE-588)1063148014 |0 (DE-627)810647672 |0 (DE-576)42052553X |4 aut |a Teira, David |d ca. 20./21. Jh. | |
| 773 | 0 | 8 | |i Enthalten in |t Journal of business ethics |d Dordrecht : Springer, 1982 |g 196(2025), 3 vom: Jan., Seite 555-564 |h Online-Ressource |w (DE-627)270937129 |w (DE-600)1478688-6 |w (DE-576)121465284 |x 1573-0697 |7 nnas |
| 773 | 1 | 8 | |g volume:196 |g year:2025 |g number:3 |g month:01 |g pages:555-564 |
| 856 | 4 | 0 | |u https://link.springer.com/content/pdf/10.1007/s10551-023-05602-x.pdf |q application/pdf |x Verlag |z lizenzpflichtig |
| 856 | 4 | 0 | |u https://doi.org/10.1007/s10551-023-05602-x |x Resolving-System |z lizenzpflichtig |3 Volltext |
| 951 | |a AR | ||
| ELC | |a 1 | ||
| ITA | |a 1 |t 1 | ||
| LOK | |0 000 xxxxxcx a22 zn 4500 | ||
| LOK | |0 001 4659851710 | ||
| LOK | |0 003 DE-627 | ||
| LOK | |0 004 1916142001 | ||
| LOK | |0 005 20250203081916 | ||
| LOK | |0 008 250203||||||||||||||||ger||||||| | ||
| LOK | |0 040 |a DE-Tue135 |c DE-627 |d DE-Tue135 | ||
| LOK | |0 092 |o n | ||
| LOK | |0 852 |a DE-Tue135 | ||
| LOK | |0 852 1 |9 00 | ||
| LOK | |0 935 |a ixzs |a ixzo | ||
| ORI | |a TA-MARC-ixtheoa001.raw | ||
