RT Article T1 APACS Response to “Irresponsible Lending? A Case Study of a Credit Industry Reform Initiative” JF Journal of business ethics VO 86 IS 4 SP 535 OP 539 A1 Rodford, Paul LA English YR 2009 UL https://ixtheo.de/Record/1785634372 K1 Financial Service Authority K1 Card Payment K1 Consumer Credit K1 Credit Card K1 Fair Trading DO 10.1007/s10551-008-9863-4