RT Article T1 Measuring Transformation: Conceptual framework and indicators JF Transformation VO 19 IS 2 SP 92 OP 97 A1 Getu, Makonen LA English PB Sage YR 2002 UL https://ixtheo.de/Record/1779602111 K1 micro-finance K1 Transformation DO 10.1177/026537880201900202